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What is Zenbanx?

Zenbanx is a mobile, multi-currency account with 24-7 access and control of up to 9 currencies. Save money on every transaction whether you send money abroad, exchange currencies, hold them and earn interest with a great rate, or use your Zenbanx VISA® Debit Card when traveling.

Better Than Other Bank Accounts and Money Transfers Services

Money Transfer
Open an account on a smartphone.
Manage and have access to nine currencies, 24-7.
Great interest rates for a multi-currency account.
Send money overseas and save up to 10x vs wires.
Get a Zenbanx VISA® Debit Card and save up to 30% on fees while traveling.
Exchange money anytime, anyplace with fair and transparent rates.
The Zenbanx account is FDIC insured.
Innovative mobile app.

It's a Branch in your Pocket

Access your Zenbanx account anytime, anyplace — from the web, your iPhone, or Android device — and transfer money between currencies in an instant.

Download the app

When you first open up the Zenbanx app, you will be prompted to sign up for an account.

Sign up on the web

9 currencies. 1 account.

Send, save and spend the currencies that matter to you.

United States Dollar
Canadian Dollar
Australian Dollar
Great Britain Pound
Hong Kong Dollar
Indian Rupee
Japanese Yen
Singapore Dollar

Seeing is Believing

Check out our new video series and discover how simple and convenient exchanging, sending and spending currencies can be with Zenbanx.

Opening an Account
Adding Money
Adding a Friend
Exchanging Money
Sending Money

We've Got You Covered

  • From the team who brought you ING DIRECT
  • State-of-the-art fraud & security monitoring
  • FDIC insured

Spectacular Customer Support

Good customer care is so hard to find nowadays... A shout-out to your team Zenbanx. Excellent, prompt service.

— J.S.


855-ZENBANX (855-936-2269)

Available Monday–Friday, 9am–8pm EST.

Save When You Send

International money transfers are up to 10× cheaper1 using your Zenbanx account than using a bank. Period. Sending money to friends and family in the United States is free — no need for the recipient to be a customer.

Now Zenbanx has lower fees to send money to India. With Zenbanx's combination of competitive exchange rates, high interest on INR balances and low fees to send money to India — you can't beat the great value of Zenbanx. And, your money is FDIC insured to the maximum permitted by law.

Zenbanx will offer me a streamlined, easy way to move money where I need it without being restricted by the fees and hours of operation of big banks.

— V.M.

1 Average wire transfer fees taken from MyBankTracker.com as of October 17, 2016.

Exchange Your Currencies

Your Zenbanx account allows you to hold and exchange multiple currencies right from your mobile device. No more time-consuming bank visits. Access your currencies any time, day or night. Your money is ready for you when you need it.

If you want to exchange $1 USD, you will get:

CAD Canadian Dollar $ -
AUD Australian Dollar $ -
EUR Euro € -
GBP Great Britain Pound £ -
HKD Hong Kong Dollar $ -
INR Indian Rupee ₹ -
JPY Japanese Yen ¥ -
SGD Singapore Dollar $ -

Zenbanx currency exchange rates update every 5 minutes during global foreign exchange market operating hours and remain fixed during non-operating hours. Foreign currency exchange rates are subject to change at any time and without notice.

Earn Great Interest

Earn interest on US, Canadian, Hong Kong & Australian Dollars as well as your Rupees, Euros & Pounds. No monthly fees and no minimum balance.

USD United States Dollar
CAD Canadian Dollar
AUD Australian Dollar
EUR Euro
GBP Great Britain Pound
HKD Hong Kong Dollar
INR Indian Rupee
JPY Japanese Yen
SGD Singapore Dollar

2 Interest rates and Annual Percentage Yields (APYs) are variable and may change daily or at any time. The minimum balance to obtain the interest rate and APY is $.01 in each currency position you hold. There is no minimum deposit required to open the account. Fees assessed to accounts may reduce earnings.

We use the daily balance method to calculate interest and apply a daily periodic rate to each individual currency position and accrue interest for that currency position each day. Interest is paid on the last day of the month to the applicable currency position. If you prefer not to earn interest, we do give you the ability to opt out.

Interest rates and APYs are accurate as of October 20, 2016.

Spend Your Currencies Worldwide

Spend at home and abroad, and save everywhere.

Traveling to India, Europe or Asia? The Zenbanx VISA® Debit Card lets you always pay in the correct currency3. No conversion fees or expensive transaction fees.

With the Zenbanx VISA® Debit Card, you can purchase goods worldwide — anywhere VISA® is accepted. You can also make cash withdrawals from participating ATMs (Plus or NYCE payment networks).

For more details about the Zenbanx VISA® Debit Card and chip technology, visit our card FAQ.

3 Currency positions must be funded within the Zenbanx account. Applies to currencies supported by Zenbanx.

What our customers are saying

Good customer care is so hard to find nowadays... A shout-out to your team Zenbanx. Excellent, prompt service.

— J.S.

Zenbanx will offer me a streamlined, easy way to move money where I need it without being restricted by the fees and hours of operation of big banks.

— V.M.

With the banking landscape dominated for the most part by the so-called Big Banks, Zenbanx is becoming an outlier thanks to its unparalleled customer service, competitive exchange rates, and user-friendly interface.

— T.H.

Being able to access my money when, where and how I want it thanks to Zenbanx's easy-to-use mobile account means that I can spend more time enjoying my trips back to London and less time worrying about how I'm going to get my money over there.

— R.K.

I originally signed up to get the promotion only but am finding myself using the account to transfer money very easily and I imagine it will be very helpful when I travel. I will be recommending this to anyone that asks about global access to funds.

— N.C.

I think that Zenbanx is wonderful and I intend to start making more regular and significant deposits to my Zenbanx account, and start really utilizing your impressive and innovative platform! Best regards from an impressed and satisfied customer.

— W.E.

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